Insurance Products

Since 1994, HCP National has been helping private and public companies, educational institutions, healthcare providers, and government organizations define and minimize their risks by implementing the right insurance products at an affordable price. Our number one priority is to help you find the best coverage and terms, at the lowest possible cost. 

Working with HCP (a certified WBENC & MBE brokerage) may also help you reach your Supplier Diversity targets and D&I goals.
Check out our time-tested insurance products, then contact us to get a quote!

Insurance Products

From Stop Loss, Professional Liability, and Medical Malpractice, to Workers’ Compensation and Employee Benefits, HCP National is here to serve all of your commercial insurance needs.

Since 1994, HCP has helped nonprofits, private and public companies, educational institutions, healthcare providers, and government organizations define and minimize their risks by implementing the right insurance products at an affordable price. Our number one priority is to help you find the best coverage and terms, at the lowest possible cost. 

Insurance Products

From Stop Loss, Professional Liability, and Medical Malpractice, to Workers’ Compensation and Employee Benefits, HCP National is here to serve all of your commercial insurance needs.

Since 1994, HCP has helped nonprofits, private and public companies, educational institutions, healthcare providers, and government organizations define and minimize their risks by implementing the right insurance products at an affordable price. Our number one priority is to help you find the best coverage and terms, at the lowest possible cost. 
AB 962: California Hospital Diversity Supplier: WBENC & MBE Insurance Brokerage

AB 962: California Hospital Supplier Diversity:WBENC & MBE ...

ACO REACH Stop Loss Insurance & Reinsurance

The ACO REACH Model The Center for Medicare and Medicaid Innovation ...

Bonds

We provide all areas of Bonds for businesses and individuals Surety ...

Business Insurance

HCP National and its affiliate Healthcare+ Insurance Services, Inc., ...

Business Owner’s Policy (BOP) for Small Business

As a business owner, you know that running a successful company ...

Professional Liability Insurance

Business Professional Liability Insurance HCP National Insurance ...

Cannabis Insurance

Do you need to purchase a Cannabis Insurance Policy? If you are in ...

Commercial General Liability Insurance

As a business owner, you know there’s no shortage of risks – ...

Compliance Services

HR Departments are faced with daily challenges. Among those is ...

Construction Insurance: Coverage for Construction Businesses & Contractors

Construction Insurance: Coverage for Construction Businesses & ...

Correctional Medical Liability Insurance

Correctional medicine has been continuously evolving over the last 40 ...

Cybersecurity Insurance

Cybersecurity Insurance With cyberattacks on the rise, comes the ...

DCE Stop Loss

Lower pricing. Comprehensive coverage.A better deal on Stop Loss for ...

Directors & Officers (D&O) Insurance

“Duty of Loyalty, Duty of Obedience, and Due Diligence” ...

Employee Benefits Insurance

Employee Benefits HCP National has provided affordable insurance ...

Employer Stop Loss Insurance

HCP National is an expert Stop Loss Insurance provider, since 1994. ...

Employment Practices Liability Insurance

Employment Practices Liability Insurance With the Department of Labor ...

Errors & Omissions (E&O) Insurance

Errors & Omissions (E&O) Insurance In an ideal world, there ...

Group Health Plan Insurance

HCP National offers top-grade group health plan insurance for small ...

HMO & ACO Reinsurance

HMO & ACO Reinsurance Regardless of the size of your healthcare ...

Hospital Stop Loss Insurance

What is Stop Loss Insurance? Generally speaking, stop loss insurance ...

Intellectual Property Risk & Patent Defense Insurance

At HCP National, we provide appropriate insurance coverage to protect ...

Key Person Life & Disability Insurance

Key Person (KP) Insurance can be critical for businesses of all ...

Liability Insurance

HCP National Insurance Services has provided the gamut of ...

Medical Malpractice Insurance

Medical Malpractice Insurance Coverage for Healthcare Professionals ...

PPACA Compliant Health Plans

PPACA Compliant Health Plans Are you concerned about paying tax ...

Renewable Energy Insurance

As states and municipalities consider and pass legislation to ...

Sexual Abuse & Molestation Insurance: SAM Coverage

Sexual Abuse & Molestation (SAM)Insurance Coverage Illicit ...

AHP Stop Loss Insurance

Start an AHP: Stop Loss, Compliance, and Reinsurance Existing AHPs ...

MEWA Stop Loss Insurance, Compliance, and Reinsurance

Existing MEWAs The Mr. MEWA method provides Stop Loss/Reinsurance to ...

CMS Surety Bonds for Medicare Accountable Care Organizations (ACOs)

Under the two-sided model, the Center for Medicare Services (CMS) ...

Workers’ Compensation Insurance

Workers’ Compensation Insurance Understanding the changing ...

ACA Compliant Health Plans

Ensure that your organization is ACA compliant to avoid tax penalties.

ACO Stop Loss Insurance

ACO Stop Loss Insurance ensures that you are covered for catastrophic claims.

AHP Stop Loss Insurance

Stop loss insurance is a huge cost for Association Health Plans. We can help cut your costs.

Bonds

Bonds for business and individuals, including surety and fidelity bonds.

Business Owner's Policy (BOP)

BOPs are customizable, all-encompassing policies for small- to medium-sized businesses.

Cannabis Insurance

Cannabis Insurance policies are available for marijuana growers, dispensaries, physicians, collectives, and more.

CapRX Prescription Drug Insurance

CapRX is prescription drug insurance for self-funded medical plans with 1,000+ lives.

Clinic Malpractice Insurance

If you run a health clinic, you must have medical malpractice insurance.

Construction Insurance

Secure the right construction insurance – and credits on some (or all) of your insurance expenses, as minority “set-asides.”

Correctional Medical Liability Insurance

Coverage for correctional healthcare providers working in jails, prisons, and detention centers.

Cryptocurrency Insurance for Businesses

A variety of coverages to protect your business’s cryptocurrency investments.

Cyber Liability Insurance

Information & network security coverage provides policyholders with legal defense and indemnity protection.

DCE Stop Loss Insurance

We can help your Direct Contracting Entity secure better stop loss coverage at a lower price.

Directors & Officers (D&O) Insurance

D&O protects individuals from personal losses if they are sued as a result of their actions while serving on a board of directors or as an officer of a company.

Employee Benefits Insurance

Assistance with any insurance products for your employees’ benefit plans, such as medical, dental, and vision insurance.

Employer Stop Loss Insurance

The most cost-effective method of delivering employee benefits for many businesses and institutions.

Employment Practices Liability Insurance

EPLI covers employers against claims made by employees alleging wrongful termination, harassment, discrimination, and more.

Errors & Omissions (E&O) Insurance

E&O covers individuals and companies that provide professional advice and service.

HMO Reinsurance

A policy that an HMO can purchase to share risk with an outside reinsurance company.

Hospital Stop Loss Insurance

Hospital stop loss insurance is coverage for catastrophic risks which can cause a higher-than-anticipated amount of claims.

Insurance Product Development

We can create insurance products when the standard insurance market cannot fulfill your unique needs. Contact us.

Intellectual Property Insurance

Coverage to protect your patent, copyright, or trademark from infringement suits.

Medical Malpractice Insurance

Protects licensed healthcare professionals from liability associated with wrongful practices resulting in medical expenses, bodily injury, and property damage.

MEWA Stop Loss Insurance

Stop loss insurance is a huge cost for MEWAs. We can help cut your costs.

Patent Defense and Abatement Insurance

Coverage to protect your patent, copyright, or trademark from infringement suits.

Professional Liability Insurance

This coverage can help pay for lawsuits where the claims include mistakes, negligence, or undelivered services.

Property Insurance

Property insurance provides financial reimbursement to building owners and renters for theft or damage to a structure and/or its contents.

Provider Stop Loss Insurance

This covers provider groups and/or facilities transferring their risk for catastrophic patient expenses to an insurance company.

Reinsurance for Captives

Coverage for the risks incurred for reimbursement of catastrophic claims.


Sexual Abuse & Molestation (SAM) Insurance

Defending against sexual misconduct claims can be costly – even if the allegations are unfounded.

Surety Bonds for Medicare Accountable Care Organizations (ACOs)

Surety bonds are one of the three acceptable repayment mechanisms to participate in the SSP two-sided model.

Tail Insurance for Medical Malpractice

Tail insurance protects physicians against claims that are reported after the termination of a claims-made medical malpractice policy.

Technology Errors & Omissions

Tech E&O covers the financial loss of a company’s client, as a result of an error or omission in the product or service supplied to the client.

Transaction Liability Private Enterprise (TLPE) Insurance

Covers provider groups and/or facilities transferring risk for catastrophic patient expenses to an insurance company.

Workers’ Compensation Insurance

Coverage for employment-related injuries.



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Other Business Insurance Products &
Healthcare Industry Insurance

Institutional Care Insurance

Coverage for Urgent Care, Nursing Homes, Surgery Centers, and Hospitals.

ASO Insurance Services (Administrative Services Only)

We can create an arrangement with an insurance provider for the handling of administrative tasks such as billing, qualifications, claims handling, payment, manual preparation, etc.

Employment Practices Liability Insurance

Coverage to defend your company’s employment practices.

Buy Sell Insurance

Coverage to provide life insurance or lump sum disability payouts to buy out the interest of a business partner.

Key Man Protection

Coverage to protect your company with Life Insurance for loss of key member of your company.

Pension Benefits

Time-tested insurance for non-qualified and qualified defined pension benefits providing future income.

Provider Stop Loss Insurance

HCP National specializes in finding the best prices for provider stop loss insurance with flexible deductibles and co-insurance coverage.

Billing Audit Liability

Coverage for HCFA/Medicare billing audit expenses, legal expenses and fines.

Reinsurance for Captives

Captives is an important component of risk management. HCP National has specialized in Stop Loss and Reinsurance of Captives for almost 30 years. We can create or rent you a captive.

Insurance Product Development

We can create insurance coverage to suit your unique needs when none is available or adequate.

Value-Added Service

Unlike many other brokerages, HCP National is a full sales and service organization. We work hard to find you the best coverage at the best possible terms, while minimizing your costs wherever possible. 

To ensure the best, most personalized attention possible, each of our clients has their own dedicated Account Manager.

In addition, to help our clients maximize their existing coverage with us, we reinvest our earnings into Value-Added Service programs.

SIAA Member Agency

HCP National specializes in helping companies manage risks with buying power of $4 billion in premium and 2,000 offices nationwide.

One-Contact Insurance Broker

Dealing with multiple brokers is time consuming and expensive. An HCP National Account Manager can provide all the insurance products needed to manage your company’s risks.

MedMal Checkup

HCP National can save your company time, hassle and money with our Medical Malpractice Insurance Checkup.

Access to Standard and Non Standard Insurance Markets

HCP National specializes in hard-to-place medical malpractice insurance for high-risk physicians and high-risk specialties.

HCP Service Department

Our customer service representatives are there to ensure that you always receive the best attention possible.

Combined Coverage

HCP National can save you money by combining coverage, especially in the areas of health insurance and workers’ compensation insurance.

Product Development

At HCP National we can create the portfolio of insurance products you need to minimize risk from liability coverage to employee benefits.

HR Support Center

Our HR Support Center is a web-based human resource document management and communications portal installed by HCP National to assist you.

HR Automation Tool

Your medical office’s HR department will be more efficient using our “Free” HR automation tool.