Protecting your people, your funding, and the communities you serve.
As a specialized nonprofit insurance broker, we provide tailored insurance and risk-management solutions that help mission-driven organizations reduce exposure, control costs, and protect the people behind the mission – so your staff and volunteers can stay focused on the work that matters.
Founded in 1994, HCP National Insurance Services, Inc. (HCP) is the largest independent insurance agency in the country that’s led and owned by a certified minority woman (WBENC & MBE).
We help organizations navigate risk, strengthen operations, and move forward with clarity and confidence.
Ready to get started? Request your nonprofit insurance quote now.
Trusted Nonprofit Insurance Broker Since 1994
Community organizations, human-service agencies, advocacy groups, foundations, and social-impact organizations rely on HCP National as their long-term nonprofit insurance broker and risk advisor.
Since 1994, we’ve partnered with:
We don’t just place policies – we protect your mission.
Our approach combines proactive risk management with practical insurance coverage – purpose-built for nonprofit governance, volunteers, staffing models, grant funding, and program operations.
We align board governance policies, compliance expectations, and D&O insurance coverage to protect leadership and support responsible decision-making.
Through coverage benchmarking and policy structuring, we help nonprofits stretch every dollar – without increasing risk or jeopardizing funding requirements.
We conduct program-specific risk assessments for staff and volunteers, youth and vulnerable-population programs, events and outreach activities, and facilities or field operations.
Our nonprofit risk management support includes tools and guidance to strengthen incident reporting, volunteer oversight, safety protocols, and policy documentation.
Insurance protection paired with practical, real-world risk controls. Request your nonprofit insurance quote now.
Our nonprofit insurance coverage solutions are designed specifically for mission-driven organizations – not adapted from standard commercial insurance programs.
Directors & officers insurance protects board members, executive leadership, and the organization from claims related to governance decisions, fiduciary responsibility, donor disputes, financial oversight, misrepresentation, and conflicts of interest.
Essential coverage for nonprofit facilities, events, program sites, third-party injuries or property damage, and landlord or contractual requirements.
Sexual abuse and molestation insurance is critical for nonprofits serving youth, seniors, or vulnerable populations. Coverage includes allegation response and legal defense, survivor-support settlements, prevention and screening protocols, and safe-environment risk guidance.
Protection for counseling, case management, mentoring, education, community health services, and other nonprofit programs.
Coverage for paid employees and volunteers engaged in nonprofit operations and service activities.
Cyber liability insurance protects donor records, financial data, and confidential program information from ransomware, phishing and wire fraud, cyber-attacks, and data breaches.
Organizations working with our nonprofit insurance broker team have achieved measurable operational and financial improvements, including:
Results that strengthen impact – not just insurance files.
1. Discovery – We learn your mission, programs, funding model, staffing structure, and operational constraints.
2. Insurance & Risk Roadmap – A prioritized plan focused on coverage clarity, cost control, and measurable risk improvements.
3. Implementation Support – Policy coordination, documentation support, and training with underwriters and leadership teams.
4. Ongoing Partnership – Quarterly reviews, renewal planning, and continuous improvement as your nonprofit grows.
Our goal is simple: Reduce risk, protect your people, and support your mission – without unnecessary cost.
We’ll review your current nonprofit insurance policies, identify coverage gaps or duplications, evaluate pricing and structure, and explain your coverage in plain language.
You’ll receive tailored recommendations aligned with your mission, risk profile, and budget.
No obligation. No pressure. Just clarity.
I have been very happy with HCP National Insurance Services, Inc. for my medical malpractice insurance needs. The team at HCP National is friendly, responsive, professional and easy to communicate with and always eager to help. I have visited the office and met the team and have been very impressed. I recommend HCP National with my highest level of recommendation.
I have found my Account Manager to be extremely helpful and to always have my best interest at heart. She is excellent to work with!
I found HCP National Insurance Services, Inc. by looking online for a commercial liability insurance provider. I was not familiar with the company, but gave them a call. It was the best experience I have had with an commercial insurance provider ever. My HCP representative went above and beyond to assist our company. Every question or email was answered in a most timely manner and every effort was made to get us through the application process. I highly recommend this company and we will use them again.
I have been a long time client of HCP for professional liability insurance for my practice. My account manager has always been punctual, diligent in pricing us out to market, and efficient in handling all of our year end paperwork and changes to coverage levels. I would recommend them to all doctors.
Our business has complex insurance requirements and HCP was awesome to work with! They took the time to understand our business to ensure we had the proper coverages and were able to finalize all our insurance needs right on time! HCP National is a great partner for our business!
My account manager was so helpful and knowledgable. I loved that she was available to work through our unique needs! I highly recommend HCP.
Great experience. Great communication. Thank you.
My account manager provided me with the best customer service I’ve ever received anywhere. Her concern and compassion were unsurpassed!
At a time when I was facing some health challeges and surgery, she took whatever extra effort she could to ensure that I got my insurance coverage expeditiously and was so caring at a time when I was nervous about my upcoming surgery. She took that extra effort to make sure I got my policy on time. I highly recommend HCP National for their hard work, being so efficient and for treating me with the highest level of knowledge and concern.
I recently had the pleasure of working with HCP National Insurance Services, and I cannot recommend them highly enough. Their customer engagement was outstanding. The team took the time to listen to our unique needs and concerns, ensuring that we felt valued and understood throughout the entire process.
What truly set HCP apart was their deep understanding of the various insurance options available. They guided us through the complexities of the insurance landscape, helping us navigate through different policies and coverages. Their expertise allowed us to make informed decisions that were tailored to the specific requirements of our organization.
The support we received was not just about selling a policy; it felt like a partnership where our best interests were at the forefront. HCP National Insurance Services made the often daunting task of selecting insurance feel manageable and straightforward.
Overall, I am extremely satisfied with our experience and grateful for the exceptional service provided by HCP National Insurance Services. If you are looking for a knowledgeable and customer-focused insurance provider, look no further!
We are a small practice working in long-term care. When our previous insurance carrier decided late in the game to no longer cover long-term care providers, we began a search for new coverage and thankfully HCP. Our representative ran circles around other account managers we had spoken with and found coverage at a competitive price, all within our limited timeframe. HCP’s team members are the sort of people you look forward to working with; we give HCP an enthusiastic 5-star rating.
HCP National is a proven and trusted ally of Aggie Pediatrics, LLC. Our personal Account Manager is quick to respond to any questions and always willing to take the time to listen. I recommend HCP National to any healthcare provider searching for an affordable program suited to your needs, big or small.
We work with lots of vendors, and you’re one of the few that makes our life easy. Thank you.
You delivered everything you promised and a lot more. Your company is amazing. Wish all our suppliers were like you.
The HCP National team has been incredibly easy to work with. Even before becoming a client, they took the time to answer all of my questions and have repeatedly gone above and beyond to meet the ever-changing needs of our company.
I have been insured by HCP for many years. I can say this is by far the best experience I have ever had with any of my malpractice insurances in the past. The reasons why: their availability 7 days a week; the best price on the market guaranteed; the least paperwork ever (the company does it all for you); direct contact with your insurance carrier and solving your problems right away; no any delay in re-application. Everyone is very professional, knows very well what they are doing, and you feel that you are always in good hands.
I have been a long time client of HCP for professional liability insurance for my practice and my representative has always been punctual, diligent in pricing us out to market, and efficient in handling all of our year-end paperwork and changes to coverage levels. I would recommend HCP to all doctors.
I found HCP National Insurance Services, Inc. by looking online for a commercial liability insurance provider. It was the best experience I have had with a commercial insurance provider ever. My HCP representative went above and beyond to assist our company. Every question or email was answered in a most timely manner and every effort was made to get us through the application process. I highly recommend this company and we will use them again.
