HCP National Insurance Services, Inc. | Commercial Insurance Brokerage

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Employer Stop Loss

The most cost-effective method of delivering employee benefits for many businesses and institutions.

Employee Benefits

Assistance with any insurance products for your employees’ benefit plans, such as medical, dental, and vision insurance.

Reinsurance for Captives

Coverage for the risks incurred for reimbursement of catastrophic claims.

MEWA Stop Loss Insurance

Stop loss insurance is a huge cost for MEWAs. We can help cut your costs.

Professional Liability Insurance

Coverage to help pay for lawsuits where claims include mistakes, negligence, or undelivered services.

ACO Stop Loss Insurance

ACO Stop Loss Insurance ensures that you are covered for catastrophic claims.

Workers’ Compensation Insurance

Coverage for employment-related injuries.

Cryptocurrency Insurance

Coverage to protect your business’s cryptocurrency investments.

Who is HCP National?

Founded in 1994, HCP National Insurance Services Inc. (HCP) is an independent, privately held commercial insurance brokerage, serving clients nationwide. HCP is one of the largest brokerages in the country led and owned by a certified minority (MBE) woman (WBENC): Andrea “Cris” Dyer.

HCP has placed over $1 billion in insurance premiums and currently covers over 1 million lives and members on self-insured medical plans to risk-bearing entities with stop loss and reinsurance. HCP’s additional expertise is in all forms of employee benefits and property and casualty insurance.

HCP National is a one-stop shop for all your insurance needs, providing coverage that includes Stop Loss Insurance, Managed Care Programs, Medical Malpractice, E&O, D&O, Workers’ Compensation, Cyber Liability, and more. HCP National is one of the few MEWA specialists. We are experts at insuring MEWAs for stop loss and liability coverages. See how the Mr. MEWA® method can help your MEWA.

Why Clients Choose HCP National

Our Service is Superior

When you shop with other brokerages for Medical Malpractice & Professional Liability Insurance or Business Insurance Products, the sales representative may be your only service person. At HCP National, we have a dedicated customer care center in place whose sole purpose is to ensure that you receive the best and most personalized attention possible.

We Help Cut Insurance Costs

At HCP National, our number one goal is to help you decrease your costs and improve your coverage. We built our insurance brokerage by helping our clients identify areas where they can save money, while keeping their organization fully covered.

We Offer More Value

We prevail in more than 80% of projects we compete on against the largest brokers in the country, and we have never had an eligible claim denied. We provide written analysis of all insurance policies to confirm adequacy of coverage, and for stop loss clients, we pay for a legal review to eliminate any gaps between coverage and Plan Documents. We use an actuary to determine stop loss deductibles, and provide benchmark reports for Cyber to recommend limits based on peers. Our broker team has an average of 20 years working with HCP – we create insurance coverage when none is available or adequate.

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