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Lower pricing.
Comprehensive coverage.
A better deal on
Stop Loss for DCEs.

HCP National has provided stop loss and reinsurance for managed care risks for 30 years. We can help your Direct Contracting Entity secure better coverage at a lower price.

Have you analyzed the CMS deal?

It is not good. This analogy demonstrates why:

Accepting the CMS offer is like buying fire insurance for your home, without knowing the price. Then, when your house burns down, you find out the price of the insurance, which is then deducted from the loss. Secondly, you discover that your risk is not totally covered, because your payout is based on a percentage (or a variable coinsurance) of each item you lost. Lastly, you will not receive your payout for 6 to 8 months after the loss occurred.

You would never insure your home like this.
So why would you accept this deal for your DCE?

HCP National can help.

We are experts in stop loss and reinsurance for managed care risks.

Better pricing

We provide better pricing, based on a more comprehensive review of your risk (not a canned approach).

Flexible policies

Structure your policy on an Aggregate and Specific basis, so that every eligible high-dollar case can be covered on every patient, not just some.

Faster Reimbursement

If you choose Specific coverage and there is a loss, you will get your claims paid within 30 to 45 days (rather than 6 to 8 months) after your cohort year is over.

Need DCE Stop Loss? Ready to insure your DCE?

Call HCP National’s Vice President, Bill Dyer, on 888-478-6756 ext. 101 now.
Alternatively, submit the contact form below.

Ready to get started?
Request a quote now.

Since 1994 – HCP’s top priority is finding clients the best possible coverage and terms at the lowest possible cost. HCP is a certified diverse (MBE & WBENC) insurance brokerage.