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ACO REACH Stop Loss Insurance & Reinsurance


The Center for Medicare and Medicaid Innovation (CMMI) recently announced the ACO Realizing Equity, Access, and Community Health (REACH) Model. This new model is a redesign of the Global and Professional Direct Contracting Model (GPDC Model).

What is ACO REACH?

The voluntary ACO REACH model focuses on advancing health equity, access, and patient choice, and bringing the advantages of accountable care to Medicare beneficiaries in underserved communities.

ACO REACH will test an innovative payment scheme that should better support coordination and care delivery for patients who live in underserved communities. To participate, all ACO model participants must create and implement health equity plans that identify underserved communities and strive to reduce health disparities within them.

ACO REACH also intends to bolster provider leadership and governance by ensuring that a minimum of 75% of each ACO’s governing body is filled by participating healthcare providers (or their designated representatives).

Get a Quote for ACO REACH Stop Loss

Founded in 1994, HCP National Insurance Services, Inc. (HCP) is one of the largest independent brokerages in the country, led and owned by a certified minority woman.

The industry’s expert in stop loss insurance, HCP National has placed over $1 billion in stop loss insurance coverage for our clients.

Contact HCP National now to speak immediately with one of our ACO REACH Stop Loss insurance specialists and get a quote.

ACO REACH Stop Loss & Reinsurance Policies

ACOs participating in ACO REACH may participate in a Residual Stop Loss Reinsurance system that is designed to decrease REACH ACOs’ risk for individual beneficiaries with significantly higher-than-predicted expenditures.


If your ACO is looking for:

An expert Stop Loss Liability Insurance provider, since 1994

More affordable premiums

A straight-forward, easy-to-understand ACO REACH Stop Loss Policy...

Then get in touch with HCP National.

An important aspect of managing your ACO’s accepted risks is the selection of the best ACO REACH Stop Loss insurance to supplement your specific needs.


Our stop loss policies provide risk retention limitations both on a specific claim and aggregate claims basis.


We use a technique that has been around for years to help you reduce your deductible by up to 50% while paying the same price for your stop loss coverage.

Ready to get started?
Request a quote now.

Since 1994 – HCP’s top priority is finding clients the best possible coverage and terms at the lowest possible cost. HCP is a certified diverse (MBE & WBENC) insurance brokerage.